Money Shopping

Does Costco Take EBT?

We're putting together an editorial staff that reflects our broad audience and their various financial circumstances. We value and encourage the experiences and perspectives that help us connect with our readers, answer their questions, and win their trust. Please read our disclosure for more information.
Updated on March 8, 2024 by
Does Costco Take EBT? is advertiser-supported: we may earn compensation from the products and offers mentioned in this article. However, any expressed opinions are our own and aren't influenced by compensation. The contents of the website, such as text, graphics, images, and other material contained on this site (“Content”) are for informational purposes only. The Content is not intended to be a substitute for professional financial or legal advice. Always seek the advice of your Financial Advisor, CPA and Lawyer with any questions you may have regarding your situation. Never disregard professional advice or delay in seeking it because of something you have read on this website!

EBT cards have been accepted at grocery stores for a long time as a legitimate way to pay for things. EBT cards are accepted at Costco warehouse stores just like grocery stores accept food stamps. EBT cards and food stamps are different, but not necessarily. EBT cards are more convenient than regular food stamps.

Yes, you can use your EBT card to purchase food at Costco warehouses. This is because many of the items that you can buy with EBT cards are eligible. EBT cards can be used at Costco stores, but there are a few things you should know first.

If you haven’t shopped at Costco yet, chances are that you don’t have a Costco membership card yet. If you are a non-member, you probably won’t be able to enter any Costco warehouses.

You’ll have to purchase a Costco membership to start shopping at Costco. Costco members can shop at its warehouse stores in person. It’s possible to shop at Costco if you have a Costco membership or if someone else has a Costco membership.

EBT card holders are allowed to use their cards at Costco warehouses to buy food. But there are some things that Costco won’t accept EBT cards for.

EBT plans and limited items that you can buy with your EBT card are all announced by the government. EBT will help you buy food at Costco stores. However, some items are not eligible for EBT.

Does Costco Take EBT?

Eligible and Non-Eligible Items for EBT in Costco

Food that you can buy with your EBT card is anything that is not a listed item in the prepared food category. You can buy fresh fruits and vegetables and other items using your EBT card.

EBT will cover eligible food purchases, but prepared foods are not eligible. EBT cards do not cover grocery items like pizza, burgers, sushi, or hotdogs.

Here are some of the products where you won’t receive any help from the EBT card.

Alcohol, Pet food, Tobacco, Medicine, and other household items are not eligible for you to buy with an EBT, either at Costco or at your local grocery store.

EBT is a great way to save money. In the long run, using it can help you save money on food. You won’t spend more on these items because you can use your EBT card for other essentials.

EBT cards are not valid for buying gas. You could take out some cash and buy gas with that cash. But when you go to your local Costco, the gas station there won’t accept EBT.

So does Costco take EBT? Yes. You may have many difficulties using EBT cards at Costco, but you can still do so. It is important to understand that these restrictions are imposed by the government to help people who have limited income. Costco follows this policy the same way that all other states in the US adhere to their laws.

EBT is an excellent benefit for struggling families. EBT card holders can purchase food with their benefits and not have their money depleted. EBT card holders can get food at Costco and then use the money to purchase non-food items.

People who are poor can get food with the help of EBT benefits. They can also support their families by getting the food they need.

How to Use Your EBT Card at Costco

SNAP benefits are loaded onto your EBT card once a month. When your card has been reloaded, you can use it much like a traditional debit or credit card in eligible stores, such as Costco.

While Costco does accept EBT payments, you can only use your card at the Costco warehouse. It’s not possible to use an EBT card at the retailer’s online store. However, you can still buy from Costco online through Instacart.

What if you buy mixed items at Costco’s warehouse? If you buy eligible and ineligible items, you must separate them before you check out. And if your EBT card balance won’t pay for your items, it’s necessary to pay the remainder with a debit/credit card or a check.

Is it Wise to Use Your EBT at Costco?

The first consideration is whether you can afford Costco’s annual membership fee, which is $60. In addition, Costco doesn’t always have the lowest prices around. While the retailer does offer plenty of value, its prices for some items may be cheaper at stores such as Walmart.

Next, consider whether buying in bulk makes sense for you and your family. This can be a great way to save money on groceries, especially when you purchase non-perishable items. However, this may not be the best option for you. For instance, can you afford to buy large amounts of ground meat at once? This is cheaper; however, if you can’t afford to pay the prices for bulk food items, then you’re not really saving money.

So, first, consider if paying for Costco’s annual membership and buying in bulk really makes sense for you and your family. If so, then go ahead and use your EBT card at Costco!

(Visited 807 times, 2 visits today)

🏔 Read Next 🏔

Best Side Hustles of 2023

The 27 highest paying side hustles you can start today.

View article ➞

The Common Cents Mom Newsletter

Join thousands of curious consumers getting the inside scoop.