Places That Cash Checks Without ID

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Updated on October 20, 2023 by
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Cashing checks is a necessary part of doing business, especially for the small businesses out there. It may seem like a common process but it’s actually not as easy as you think. There are many places in the US that can cash your checks without an ID and we want to show you how to do it yourself this summer!

The most popular places in the US to cash checks are banks, convenience stores, gas stations and other locations that accept check cashing services. With most American households having a checking account these days, it’s almost inevitable that you will need to cash a check at least once during your lifetime.

Banks and credit unions are usually the most convenient to cash checks because they have their own ATMs which can be used to deposit checks. A lot of banks also offer free ATM withdrawals on certain days in order to encourage their customers to use these services instead of going through check cashing stores.

If you have no ID on hand, though, it can possibly get quite tricky. Fortunately, there are many places in the US that will cash a check for you without asking for an ID. You can easily find one of these places near you by doing a Google search or by visiting the official website of your state.


When you cash a check, you generally need at least one of your primary IDs. Sometimes the primary ID that a government issues is a passport or a driver’s license.

Some places allow the use of two secondary IDs to replace a primary ID, such as an employment ID on top of a student ID. All of these regulations are there for your good. They’re in place so that no one can commit fraud or thievery over your money.

There are, understandably, moments when you suddenly need to get your cash, but you do not have the ID that you need with you. Occasionally, you’ll find a place that lets you issue a check into cash with no ID required on your part.


Before we start to discuss the process of cashing a check without an ID, it is important that you first look at some acceptable ID forms for cashing a check. As noted previously, most establishments require primary IDs, but some companies are okay with secondary IDs.

When it comes to cashing checks, some forms of ID that you can use include your national identification, your passport, your driver’s license (or at least your learner’s permit), and your visa.

Whichever one you choose, make sure that the IDs are valid. You must check that the IDs have not expired. Even if your photo and name are correct, these places will not take them if they are expired.

If you are unable to get hold of any of the primary IDs due to whatever reason, you must use two types of secondary IDs to cash your check. Some of the secondary IDs are still government-issued, but they are not considered to be as important as the primary IDs. The most trusted IDs are primary ids because it is harder to get them approved.

Places That Cash Checks Without ID


By doing a quick Google search or browsing the official website of your state, you can easily find out where you can cash checks without an ID. Even so, here are some possible areas:


Walmart is one of the largest retailers in the US and if you are a customer of this store, you can easily find a place to cash your check without an ID. If you are at Walmart and need to cash one for some reason, just head over to the customer service desk and ask them whether they can cash your check.

Walmart not only offers financial services, but they also sell different kinds of goods. Among other services, they do auto maintenance, and they also make keys. Walmart has proven that it wants to keep their prices down, and provide you with other services that simplify your life. And all these things can be done at one stop.


If you live in the United States, there are a lot of different apps that you can use to cash checks without an ID. Both Google Play and Apple Stores provide users with apps that can cash out checks without ID. There’s lots of options, so it’s recommended to compare their transaction amounts and their fees.

When you cash out your mobile checks, they must be connected to your bank account, debit card, prepaid card, or PayPal account. They will have the tools to scan your checks for you. Once the check is scanned, the transaction usually ends within a few hours or even days. Also, fees for providing your services can vary.


If you have a bank account and don’t have your ID with you, it may be possible to cash your check at one of your bank’s ATMs. To access this service, you’ll need:

  • A debit, ATM, or prepaid debit card
  • An endorsed check
  • Your card’s pin number

You can use this method by choosing one of the bank’s ATMs that’s closest to you. When you’re there, it’s necessary to insert your card (see above), enter your pin, and follow the prompts on the screen. If your bank offers this service, you may see these options:

  • Cash check
  • Deposit check
  • Something similar

When you choose this option, you’ll be prompted to deposit your check into the ATM. After this, the ATM should allow you to withdraw cash from the check you just deposited.

Keep in mind that you may not be able to withdraw the entire amount of the check. Each bank has its own withdrawal levels. For instance, some banks won’t allow you to withdraw cash over $5,000. Each bank sets its own ATM limits; however, you may be allowed to withdraw a portion of the check’s amount.

This method allows you to cash your check without an ID; however, you will need the items listed above in order to withdraw money.


Another method you can try when cashing a check without an ID is to use PayPal. PayPal offers a “cash a check” feature that allows you to cash checks and have the funds added to your PayPal account balance. If you don’t have a PayPal account, you can easily sign up for one and it’s free.

The process is similar to that of using a mobile app. All you need to do is take a picture of the front and back of the check and upload this to PayPal. There is a small fee for this service; however, you can have access to the funds within a matter of minutes.



The most reliable option for looking up what places cash checks without ID is Google. You can type in the name of your state, city or zip code in the search bar and then click on results. You can also try searching for “check cashing places near me” or something similar to get a list of places in your area that accept checks without an ID.


If you are looking for check cashing stores near you, another way to go about it is by using Yelp’s search engine. If you type “check cashing stores near me” into the search bar, all the nearby businesses that offer check cashing services will show up on top of your page. All you have to do is click on each one and look over their reviews to see if they’re worth visiting.


It is not difficult to find a grocery store, gas station, check cashing store, and other similar places today. Try to stick to the ones that are listed in our article. It is recommended to check the online reviews of these check cashing places.

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