Retail

Does Walmart Cash Personal Checks?

We're putting together an editorial staff that reflects our broad audience and their various financial circumstances. We value and encourage the experiences and perspectives that help us connect with our readers, answer their questions, and win their trust. Please read our disclosure for more information.
Updated on May 27, 2022 by
cashing checks at walmart

CommonCentsMom.com is advertiser-supported: we may earn compensation from the products and offers mentioned in this article. However, any expressed opinions are our own and aren't influenced by compensation. The contents of the CommonCentsMom.com website, such as text, graphics, images, and other material contained on this site (“Content”) are for informational purposes only. The Content is not intended to be a substitute for professional financial or legal advice. Always seek the advice of your Financial Advisor, CPA and Lawyer with any questions you may have regarding your situation. Never disregard professional advice or delay in seeking it because of something you have read on this website!

Walmart offers several helpful financial services in addition to their countless goods. The one that most people wonder about is check cashing.

Does Walmart cash personal checks? If not, what kinds of checks do they cash?

About Walmart

Walmart is a retail giant that offers a wide variety of services to its customers. These services include grocery shopping, electronics, and clothing. Walmart also offers a variety of benefits to its employees, including health insurance and 401k plans.

Grocery stores are one of the most popular services offered by Walmart. The company operates over 2,000 grocery stores in the United States. These stores offer a wide variety of food items, including groceries, beverages, and snacks. In New York City, Walmart operates a grocery store that offers a variety of food items that are not available at other stores in the city.

The Average Household Income in the...
The Average Household Income in the United States

Walmart also offers a wide variety of electronics and clothing. These stores offer a wide variety of electronics, including smartphones, tablets, and laptops. Walmart also offers a wide variety of clothing, including jeans, t-shirts, and sweaters.

Walmart offers a variety of benefits to its employees. These benefits include health insurance and 401k plans. Walmart also offers a variety of perks to its employees, including free groceries, free transportation, and tuition assistance.

Walmart Payment Options

Walmart is one of the largest providers of payment processing services in the United States. The company offers a variety of payment processing services, including credit card processing, debit card processing, and e-check processing. Walmart also offers a variety of payment options, including online payments, in-store payments, and mobile payments.

Walmart's Money Center is where customers can make payments using their debit and credit cards. The Money Center also offers a variety of other payment options, including cash withdrawals, check cashing, and wire transfers.

Walmart's e-check processing service allows customers to make payments using their e-checks. Customers can also use the e-check processing service to withdraw cash from their checking accounts.

Check cashing stores are one of the most popular payment options for customers who want to use their prepaid debit cards and credit cards to make purchases. These stores allow customers to cash their checks for a fee.

Walmart Benefits

Walmart offers cashback rewards to its customers. These rewards can be used to purchase items in the store or online. Cashback rewards can also be used to pay for bills, such as credit card bills. If you have a Mastercard, you can earn cashback rewards on your purchases.

Walmart also offers a variety of health insurance plans. These plans can be used to cover medical expenses, such as hospital bills, doctor visits, and prescription drugs. Walmart also offers a variety of retirement plans, including 401k plans. These plans can be used to save for retirement.

Walmart Sam’s Club

Walmart’s Sam’s Club is a membership program that offers a variety of benefits, including access to Walmart’s online store and pickup and delivery services. The program also offers a variety of membership options, including monthly, annual, and multi-year memberships. Members can also join Sam’s Club as an individual or join as part of a family. The Sam’s Club membership program is available in the United States and in select countries around the world.

Walmart Plus

Walmart Plus is Walmart’s premium membership program. It offers a variety of benefits, including free 2-day shipping on orders over $35, access to exclusive discounts and member-only deals, and priority customer service. Walmart Plus is available to customers who are residents of the United States, Puerto Rico, the U.S. Virgin Islands, and Canada.

Walmart App

The Walmart App is a mobile app that allows customers to shop for groceries, find nearby stores, and order items from their phones. The app also allows customers to pay for their groceries using their phones. The Walmart App is available for both Android and iOS devices. This app was recently updated to include a barcode scanner that allows customers to scan items to check their prices and inventory.

Walmart Pickup and Delivery

Walmart offers pickup and delivery services for customers who live in select areas. The company offers two delivery options: curbside and home delivery. Curbside delivery is available to customers who live within a certain distance of a Walmart store. Home delivery is available to customers who have signed up for the service. The company usually charges a fee for both delivery options.

What Can You Find at Walmart?

There are many things that you can find at Walmart. These items include groceries, electronics, clothing, and more.

Grocery Shopping

One of the most popular services that Walmart offers is grocery shopping. The store offers a wide variety of food items, including fresh produce, meat, and dairy products. Walmart also offers a variety of cooking supplies, such as ovens and cookware.

Grocery Shopping at Walmart is a great way to save money. The store offers lower prices on food than most other grocery stores. The store also offers a variety of discounts and promotions throughout the year.

Electronics

Walmart is a great place to buy electronics. The store offers a wide variety of products, including televisions, computers, and phones. Walmart also offers a variety of warranties and customer service options for electronics.

Electronics at Walmart are a great value. However, be aware that the store does not carry all types of electronics. If you are looking for a specific type of electronics, you may need to search for a store that specializes in that type of product.

Clothing

From clothing to shoes, Walmart has a wide variety of clothing options. The store offers a variety of brands and styles, as well as a variety of prices. The store also offers a variety of sizes and colors.

Walmart is a great place to buy clothing for everyday use. The store offers a wide variety of prices, sizes, and styles. The store also offers a variety of brands and styles.

Auto Parts

If you are looking for auto parts, Walmart is a great place to shop. The store offers a wide variety of products, including tires, brakes, and engine parts. Walmart also offers a variety of warranties and customer service options for auto parts. The store is open 24/7, so you can always find what you need.

Pet Supplies

Are you a pet lover? Walmart has all of the pet supplies that you need. You can find food, toys, and more for your pet. The store also has a wide variety of animal food and products.

Healthcare Products

Walmart offers a variety of healthcare products. These products include health insurance, prescription drugs, and more. What's more, Walmart offers a variety of healthcare plans that you can choose from. These plans include pre-paid and insurance plans.

Walmart is a retail giant that operates stores in the United States and around the world. The company offers a wide range of services, including groceries, apparel, and home goods. Walmart also offers a variety of membership programs, including its Sam’s Club membership program.

Walmart services include everything from groceries to home goods to apparel. The company offers a wide range of membership programs, including its Sam’s Club membership program. Walmart also offers a variety of services, such as online shopping and pickup and delivery.

Walmart vs Costco

Costco is a membership-only warehouse club that operates in the United States and around the world. Costco offers a wide range of products, including groceries, apparel, and home goods. Costco also offers a variety of membership programs, including its Executive Membership program.

Walmart vs Target

Target is a retail giant that operates stores in the United States and around the world. The company offers a wide range of products, including groceries, apparel, and home goods. Target also offers a variety of membership programs, including its REDcard membership program.

Between Walmart and Costco, the two companies offer a wider range of products and membership options. Between Walmart and Target, the two companies also offer pickup and delivery services. However, Costco offers a wider range of products, including groceries, apparel, and home goods. Walmart also offers a wider range of services, including online shopping and pickup and delivery.

So, which company is the best for you? It depends on your needs and preferences.

Does Walmart Cash Personal Checks?

No, Walmart does not cash personal checks—at least not ordinary handwritten ones.

Let’s say your grandmother slips a check in your birthday card, or one of your friends writes you a check to reimburse you for a favor. In this situation, you would have to go to a bank, credit union, or another check cashing service to get it cashed.

Assuming you don’t have a bank of your own, the easiest and most secure way to cash a handwritten personal check is to take it to one of the issuing bank’s locations—that is, the bank whose name is printed on the check.

Why Doesn’t Walmart Take Handwritten Checks?

The main reason behind Walmart's decision not to accept handwritten checks is that they’re easy to forge. Handling forged checks could open the company up to liability, messy lawsuits, and other legal complications that executives tend to avoid.

The one exception to this rule is two-party personal checks, which are a type of personal check addressed to two separate payees. Two-party personal checks are commonly issued as part of business dealings and tax refunds for married couples with joint bank accounts.

What Kind of Checks Will Walmart Cash?

While Walmart’s financial service policies don’t permit them to cash handwritten personal checks, they’ll happily pay out just about any other type of check you’re likely to have received, including:

  • Payroll checks
  • Cashier’s checks
  • Government checks
  • Tax refund checks
  • 401(k)/retirement disbursement checks
  • Insurance settlement checks
  • MoneyGram money orders
  • Two-party personal checks

You can get any of these sorts of checks cashed at any Walmart Supercenter at any time, so long as the payment amount totals no more than $5,000.

That said, Walmart’s website states that in-store check cashing limits can vary from place to place depending on state law. It’s also worth mentioning that the company increases their normal check-cashing limit to $7,500 from January to April.

How to Cash a Check at Walmart

If you have a check that falls under one of the headings mentioned above, getting it cashed at your neighborhood Walmart is a piece of cake.

Just present your check and a valid photo ID to an attendant at the store’s Money Service Center or Customer Service desk and be prepared to pay the attendant fees.

These fees can vary somewhat depending on the type of check you’re cashing and the amount that it’s worth. However, Walmart can legally charge as much as $4 to process checks up to and including $1,000.

Likewise, the company is entitled to charge as much as $8 for checks over $1,000 and up to and including $5,000, which is the largest amount they’ll cash as part of a single transaction.

After you’ve done these three things, you’ll walk away with cash in hand.

Tips for Shopping at Walmart

When shopping at Walmart, there are a few tips that can help you save money and get the best deals.

1. Check the prices of items before you buy them

Check the prices of items before you buy them to make sure that you are getting the best deal. Sometimes, Walmart will have lower prices on items that are on sale.

Comparing the prices of different brands of the same item can help you save money. For example, if you are looking for bread, compare the prices of different brands of bread before you buy them.

2. Take advantage of the Walmart Moneycard

The Walmart Moneycard is a prepaid card that can be used at Walmart stores. The card has a variety of benefits, including discounts on groceries and other items.

3. Use the Walmart app

The Walmart app can be used to find deals and coupons for items that are available at Walmart stores. The app also has a money saving feature that allows you to scan barcodes to find prices that are lower than the regular price of the item.

4. Join the Walmart loyalty program

Joining the Walmart loyalty program can help you earn rewards, including discounts on groceries and other items. The loyalty program also has a points system that can be used to purchase items online or in store.

5. Always carry a Walmart bag

Walmart offers a variety of bags that can be used to carry groceries and other items. The bags are free when you are first registered for the loyalty program.

If you don't have a Walmart bag, you can often find bags that are discounted at the store. The bags can be used for groceries, clothes, and other items.

How do you resolve a problem with Walmart?

If you have a problem with Walmart, you can contact the company’s customer service department. Walmart also offers a variety of online resources, such as its customer service website and social media channels. Walmart also offers a variety of app features, such as its My Walmart app. If you have a problem that you cannot resolve through Walmart’s customer service channels, you can contact the company’s corporate headquarters.

Tips to avoid problems with Walmart:

1. Be sure to read the Walmart policies and procedures before you make a purchase

The policies and procedures can help you resolve any problems that you may have with your purchase. This information is also available on the Walmart website.

2. Be sure to read the product reviews before you make a purchase

Product reviews can help you resolve any problems that you may have with your purchase. If you can't find a product review for the product that you are interested in, you can use the Walmart product lookup tool to find product reviews.

3. Be sure to keep your receipt and packaging when you make a purchase

If you have any problems with your purchase, you can use your receipt and packaging to resolve those problems. This is because Walmart will often require proof of purchase in order to process a return or exchange.

Conclusion

Does Walmart cash checks? Yes, they'll cash any kind of check except handwritten personal checks, since they're easy to forge. As long as it's not a personal check, you can walk into any Wally World supercenter and cash checks worth up to $5000.

(Visited 410 times, 4 visits today)

🏔 Read Next 🏔

Best Side Hustles of 2022

The 27 highest paying side hustles you can start today.

View article ➞

The Common Cents Mom Newsletter

Join thousands of curious consumers getting the inside scoop.

[class^="wpforms-"]
[class^="wpforms-"]